There are advantages to residing subsequent to a golf course as you may get pleasure from open inexperienced areas, lovely views, and manicured landscaping.

Nonetheless, George Hancock, 89, of Scarborough, Ont., says there are drawbacks as nicely.

“I feel there are some actually dangerous golfers on the market, that is for positive,” Hancock stated.

Hancock says he has lived close to the Tam O’Shanter Golf Course in Scarborough, which is owned by the Metropolis of Toronto, for greater than 50 years and there have been occasions when the improper golf balls broke the home windows of his dwelling and broke his tooth. Vehicles.

Hancock stated he would not usually complain about hitting balls in his dwelling.

Nonetheless, he stated that lately he had put in photo voltaic panels on his roof to make his dwelling extra vitality environment friendly and in August 2021, a golf ball broke a photo voltaic panel on his roof, quick circuiting all the system. given.

“A wild golf ball got here down and hit one of many photo voltaic panels and fully destroyed the panel,” Hancock stated.

The price of changing and repairing the panels got here to $6,000.

Hancock contacted the golf course and filed a declare to have town pay for the repairs, however after an investigation by insurance coverage firm ClaimsPro, his declare was denied.

“So that you can achieve success in opposition to the Metropolis of Toronto, you have to show that the Metropolis was negligent. Please word that there’s an inherent threat in proudly owning property situated near the golf course,” the claims adjuster stated. “Due to this fact we can not discover any negligence on the a part of the Metropolis of Toronto and your declare is totally dismissed.”

The golfer is just not removed from Hancock’s dwelling and says a display or internet might have been erected to forestall balls from hitting others in his dwelling and neighbourhood.

Hancock stated he believes the golf course is responsible for the injury and has been making an attempt for the previous 9 months to get town to pay for the repairs.

“When golf balls hit and trigger $6,000 in injury to your private home, it is no joke,” Hancock stated.

CTV Information reached out to the golf course on behalf of Toronto Hancock, and a spokesman for the Metropolis of Toronto’s Division of Insurance coverage and Danger Administration stated the adjusters got here to the improper conclusion.

“On this case, the adjuster got here to the improper conclusion concerning legal responsibility,” the spokesperson stated. “Typically, as a result of town acknowledges {that a} nuisance was created, town and the agency accommodating its claims normally take the required steps to resolve claims of this nature.”

“Sometimes, claimants refer the disputes to the senior administration of ClaimsPro. Sadly, this didn’t occur on this occasion and due to this fact it has not been delivered to the discover of town till now. Now that the declare has been delivered to the discover of the Metropolis, the Metropolis has reviewed the choice made by the adjuster and introduced the error to the discover of the Claims Adjustment Agency. ClaimsPro has contacted the claimant to tell that the declare will likely be resolved.”

“The Metropolis has taken steps to make sure that the agency making the changes and all its adjusters are conscious of the right place with respect to the duty to forestall related conditions sooner or later.”

Now that town has agreed to pay the $6,000 restore invoice, it has come as an enormous reduction to Hancock.

“This $6,000 payout now could be superb and I actually respect it. I am so joyful,” Hancock stated.

It’s not at all times clear who ought to pay if the golf ball hits the home. The golfer may be held accountable in the event that they have been being irresponsible, however the programs should additionally take precautions to maintain neighboring homes secure from being hit.



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